SUBJECT: Juniata River Valley Entrepreneurial Meetup

DATE: May 28, 2020

“It was very reassuring witnessing the resiliency of our entrepreneurs”, said Nick Felice, President/CEO of the Mifflin County Industrial Development Council (MCIDC), about yesterday’s (May 27th) virtual meeting held with Mifflin and Juniata county business owners and entrepreneurs. Over twenty individuals took the time to jump on-line and share how they are dealing with the current realities brought about by the Corona Virus. Back in January of 2018, MCIDC partnered with the Juniata River Valley Chamber of Commerce (Chamber) to foster entrepreneurial development in Mifflin and Juniata counties. Since that time, nearly sixty individuals have become involved.

Chamber Executive Director Rhonda Moore said “It was very refreshing hearing how many of our entrepreneurs have identified ways to pivot their operating models to remain in business, and in some cases thrive”. Also participating was Juniata River Valley Visitor’s Bureau Executive Director Jenny Landis. She stated “Entrepreneurs are risk takers. They know the world is not static. However their market is affected, these folks stand ready to address how they do business and figure out a way to make money”.

Several participants spoke about how they had to rework their “place/experience” based facility into all take-out operations. “The intense societal desire to meet and interact with each other makes this situation particularly painful. Think of the millions of dollars of investment scores of individuals throughout our region have made to create unique places to enjoy food and drink.” Felice said, adding “Even so, these amazing men and women rethink, retool and recommit to pursuing their respective dreams”.

Moore mentioned “Another strong theme that permeated the dialog was the need to engage or enhance Internet commerce. Almost all of these businesses had an Internet presence with their own website and/or Face Book page. Some were already doing direct web commerce (marketing, ordering, sales, etc.). Now with social distancing requirements, those not already into Internet commerce are now compelled to engage”.

“I have great respect for all of these individuals and their strength to persevere through the current crisis. Moving forward, the Visitor’s Bureau will continue to coordinate with hospitality businesses looking to retool our approach to create marketing efforts that adhere to federal and state Covid-19 protocols.” said Landis.

For anyone wanting to learn more about and get involved with Entrepreneurial Meetups, please go to our Face Book page at:


SBA Paycheck Protection Program – Detail Sheet


Sheet provided by Penn State Small Business Development Center.



Eligible Businesses – For-profit corporations, limited liability companies, partnerships, proprietorship or other legal business entity located in PA.

Purpose – Working capital, excluding fixed assets and production machinery and equipment.

Maximum Loan Amount – $ 100,000

Match Requirements – None, except for retail/service enterprises in which case 50% of eligible cost up to $ 100,000.

Job Creation/Retention Requirements – None

Interest Rate – 0%, except for agricultural producers who will pay 2%.

Terms –  3-years, with a 12-year amortization;  No payments during the first year;  Monthly payments of principal and interest (if applicable) will be due during Years 2 and 3;  Balloon payment due at the end of the third year

Collateral – Blanket lien on all business assets currently owned or acquired in the future, at the highest lien position available. And individuals or entities with a 20% or greater ownership interest must guarantee the loan.

How to Apply: Email us at or call 717-242-0393.


US Small Business Administration

Disaster Loan Program – FACT SHEET

The U.S. Small Business Administration is offering low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19).

SBA’s Economic Injury Disaster Loans offer up to $2 million in assistance. These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact. The pool of available funds is expected to total $50 billion.

The interest rate is 3.75% for small businesses without credit available elsewhere; businesses with credit available elsewhere are not eligible. The interest rate for non-profits is 2.75%.

SBA offers loans with long-term repayments in order to keep payments affordable, up to a maximum of 30 years. Terms are determined on a case-by-case basis, based upon each borrower’s ability to repay.

Loans are available statewide to small businesses and private, non-profit organizations to help alleviate economic injury caused by the Coronavirus (COVID-19). This will apply to current and future disaster assistance declarations related to Coronavirus.

SBA’s Economic Injury Disaster Loans provide vital economic support to help overcome the temporary loss of revenue they are experiencing.

Small Business Size Standards can be found at this link:–table-size-standards

Due to anticipated demand, PA applicants are encouraged to apply as soon as possible. Complete and accurate applications will be funded on a first come, first served basis.

How to Apply:

Apply online for SBA disaster assistance loans. The online application is the fastest method to receive a decision about loan eligibility.

Applicants can prepare by reviewing the “Three Step Process” of SBA Disaster Loans to understand what to expect in the application process. Disaster loan applicants can call the SBA Disaster Assistance Customer Service Center at 1-800-659-2955 (7am-9 pm every day) or email for help in completing their online application. SBA staff and its Resource Partner network, consisting of Small Business Development Centers, SCORE Chapters, Women’s Business Centers, and Veterans Business Outreach Centers will continue to support small businesses with accessing federal resources and navigating their preparedness plans. Local assistance can be found at

Pennsylvania’s own network of Local Business Assistance partners can also help companies seeking financial or other forms of advice in dealing with the effects of COVID-19.

Visit the PA Department of Community and Economic Development web site for a comprehensive list of COVID-19 Business Resources.



Dear Business Owners/Managers:

In this troubled time, we want to make Mifflin County businesses aware that many regional, state and federal resources are being marshaled to help especially smaller businesses make their way through the turmoil caused by the Corona Virus. Most of this help will likely come through the modification of existing or creation of new loan programs through the US Small Business Administration/SBA and the Pennsylvania Department of Community and Economic Development/DCED. Other programs or assistance may also be brought to bear to help businesses endure.

As details are shared from SBA and DCED, we will work to share this information with our business community through the Lewistown Sentinel and various websites, including ours at As a business owner/manager, should you have any questions feel free to reach out to our office via email or call our office at (717) 242 – 0393. It may appear bleak right now, but I know our county, state and country will endure and come out of this stronger. May God bless and keep us through these trying times.

With Optimism,



Board Reorganization

During last month’s Board of Directors reorganization meeting, a new Chair and Second Vice Chair were seated. Mr. Jason Ufema ascended from First Vice Chair to Chair and Ms. Marie Mulvihill assumed the Second Vice Chair position: as Dan Potutschnig moved into the First Vice Chair position. Jason takes over for outgoing Chair Ms. Ruth Eddy, who provided exemplary leadership over the last two years immediately following the management transition, that occurred during 2017. The Board and Staff of MCIDC have appreciated Ruth’s commitment and wish her well as she turns her attention to other important matters. However, don’t worry: she’s staying on the Board and our Executive Committee, and we’re so glad she is………..


New Team Member

MCIDC recently hired a new team member for our maintenance department. Mr. Kevin Lindsey has come on-board as our Maintenance Technician. He will work along side our Senior Maintenance Technician Barry Powers and under the supervision of Vice President of Facilities Dennis Whitsel. Kevin has years of construction experience working mostly with masonry type projects.  Having acres of brick/masonry buildings here in the Plaza, this experience will come in most handy. We wish him luck, safety and longevity as he begins his tenure here at MCIDC.


Keystone Edge features region in story, “Local entrepreneurs gather in a Lewistown brewpub”
Click here to read the story.